H & R Block Does Emerald Card Advance Line of Credit
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H & R Block does Emerald Card Advance Line of Credit
H & R Block does Emerald Card advance line of credit. What is it? It's a line of credit offered by H & R Block Bank against your income tax return. They do a estimate of how much money your going to receive based on your return. You can qualify for up to $1000.00 based on your return amount. You still have to file your taxes next year with H & R Block. For instance if your return is $3820.00 you can qualify for around $900.00 for a line of credit from them. The fees taken out include $45.00 and $55.00 leaving you a total of $800.00 on your Emerald Card. You can either pay the $55.00 then or wait until you file your taxes. It is up to you. If you wait to pay the $55.00 later when you file your taxes next year then you get $855.00 to use now. It is that simple.Now thats not bad for 20 minutes work thats about how long it takes for the paper work to go through. You are either approved or denied on the spot. You can use your money for whatever you like. If you have and emergency, a car repair, bills or anything it's your money.
What you need to bring with you. I will list these items out for you.
1. Come to and H & R Block Office to apply.
2. Bring your earnings statement. pay stubs, w2's, or recurring income. including self employed Current drivers license or Government I.D with a photo
Funds if approved are loaded onto your Emerald Card right away.
Hurry this offer ends soon.
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Great advice i will give it a try
great tip
This really works. Great article
Yes this works. Keep the tips coming.
Thanks to everyone for each and every comment.
This is great. Thanks.
Great advice thanks I will look into it next year.
Thanks Joy Dans for your comment. This actually does work. So yes give it a try next year.
do they do a credit check
Hi bellyears to the best of my knowledge I was not given a credit check. I hope this helps.
Is this available now 11/11?
Hi Janet Lynn. The emerald card will be available Dec 1 until January 16th only. I hope this helps you. Good luck.
I have done emerald advance the past several yrs but I have always had hr block prepare my taxes .last year I did my taxes online but through hr block web site paying a small fee for them to double check it. Would I still qualify for the emerald card this yr to do some Xmas shopping?
Hi Bernadette thanks for your question. To the best of my knowledge you have to be sitting in front of and H&R Block agent. They have to have you sign a contract in front of them. It consists of the fees and the policy regulations on the contract. It only takes a couple of minutes to find out if you qualify. If you qualify than the money is placed on your card, usually the same day or the following day. When you file your taxes in January for the year and you recieved and advance earlier on your emerald card, than the money you recieved is taken out of your return automatically including the fees. This is a good thing and yes it can help with your Christmas shopping. I hope this helps. Check with your local agent to file for your emerald card advance.
Thank you.
you can file online last year with hrblock and still qualify that is how i do mine very year and i still get the advance. This year may be tricky although they tell me i can use unemplyment and self employment income i will soon find out tomorrow if it works!
Hi Heather. Yes I do believe you can use unemployment and self employment income or a thats how it worked last year Thanks for letting us know, that you can file on line and still qualify.Check with your local agent and be sure, to make sure there are no more changes.
Have a nice day
Me and my husband are thinking about the emerald card. We always file our taxes with H & R Block. The only thing is our credit is not that good. Does your credit matter when applying. Thanks
Hi Denise as far as I know, they do not check your credit. You and your husband apply to qualify, based on how much your return will be. Almost everyone that applys is accepted. You only have till January 14/2012 to apply. Check with your local agent. Good luck Denise.
H & R block always do my taxes. This year I wanted to do them on my own. If I get the card from H&R block, can the money be taking out my taxes if i don't let H&R block file my taxes
Thanks Ken for your question. I am not sure if you file your own taxes, that you can get the emerald card advance this year. I do believe you have to file with H & R Block, too be able to get the advance. I wish I could have been more help for you. Please check with your local agent, if you have any further questions on filing your own taxes.
Thanks
Is there a certain amount you have to make during the year to qualify for the emerald card advance? I heard you have to make 10000. I did not make that much.
Hi Ashley, I believe that to be accurate, however check with your local agent and be sure.
Have a great day.
Every year i.claim with my wife do I have to take her for the advance
Hi Moe thanks for your question. Yes, I believe your wife would have to be there, to sign the paper work with you. To make sure, check with your local tax agent.
Have a great day.
Thank you.
Hello do you need good credit cause I don't. I don't want to waste my time going if I need good credit.
Renee thanks for your question. Based on my knowledge, it has nothing to do with your credit. It is based on what and how much you are receiving on your taxes. Please, check with your local agent, to see if you qualify fro the emerald card advance.
Thank you.
Hi we applied today and were denied because they werent able to calculate our 2012 projected income.How i dont know as my husband is active duty military and a e6 its not liek he has a seasonal job. No one can give a straight answer on anything reguarding it. Do not use them horrible customer service! they also check your credit which had nothing to do with our denial just that they couldnt calculate the 2012 income. Weve used them for 7 years bs!
Hi Heather sorry you were denied the emerald card advance. I am not sure how you would be able to reapply unless you knew your projected income. I have never had any problems with H & R Block. However, seems that your exsperience with them, was not the best. I wish you better futures. If you have any more questions, they may have to be referred to and H & R Block agent. Thanks for your comment.
How long should it take to get my refund?
Hi Jay. Once you are approved for the Emerald Card Advance, it usually takes about 72 hours could be faster than that. Check with you local agent, to make sure that the offer is still available. It usually is not offered past mid January.
Thanks for your comment.
This sounds like a rip off to me, They take out $100 of your own money. I don't think so. This is not a good deal. Why would you pay more money out of your refund to get your money a week early. NOWAY!
Hi Karen thanks for your comment and this Emerald Card Advance is not for everyone though. If you get approved and you need the money fast, than its a good deal. If you don't need the money, than it is best to just wait for it. Yes, they do charge you a fee for this advance.
Thanks for your comment and have a nice day.
ok so i'm not borrowing on my taxes but i did in dec, My question is when i check how much money is on my card it says i have a advance payment of 305.00 would you like your advance? what is it and how much and when would i have to pay it back?
Hi Bobbi Jo. The emerald card advance is always changing or updating. If it says you have money on your card. Than that is how much money you have to spend only. Sometimes the advance is taken out of your taxes and paid back. To be sure. Contact a local H & R Block agent.
Thank you.
rgwem@yahoo.com 18 months ago
thanks for the tip love your work